Cost/income ratio: related pages

(interest income ÷ interest earning assets) - (interest expense ÷ interest bearing liabilities).

Loans that are not being repaid or serviced through interest payments on time.

For banks, Non-interest income ÷ operating income.

The ratio of a bank's capital to its assets. Regulators set minimum levels to protect both depositors and the economy.

Net profit ÷ average assets. An efficiency ratio relevant to banks.