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A proportion of deposits that banks are not allowed to lend.

Bank notes and coins in circulation plus banks deposits with the central bank.

Loans that are not being repaid or serviced through interest payments on time.

The ratio of a bank's capital to its assets. Regulators set minimum levels to protect both depositors and the economy.

The risk of failure of the financial system or an economy, as opposed to just the risk of failure of one corporation.