Free asset ratio: related pages
Solvency margin
The minimum allowed excess of an insurance company’s capital over its liabilities.
Solvency ratio
A measure of the financial strength of an insurer; net assets ÷net premium written .
Embedded Value
This is an estimate of the economic worth of a life insurance business. In essence, it is the present value of distributable earnings which is made up of two components.
PVNBP
value of single premiums + discounted value of regular premium streams.
Annual premium equivalent
A measure that allows the calculation of new business numbers for an insurer that combines single premium and regular premium business.
Technical reserves
the amounts insurance companies set aside from profits to cover claims.
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