Non-interest income: related pages

Interest income minus interest expenses as a percentage of average interest earning assets.

(interest income ÷ interest earning assets) - (interest expense ÷ interest bearing liabilities).

Most often used for banks: operating expenses ÷ operating income.

For banks; operating expenses ÷ average assets over the period.

Loans that are not being repaid or serviced through interest payments on time.

Net profit ÷ average assets. An efficiency ratio relevant to banks.